FHA V. Old-fashioned Financial and you may Appraised Worth Situations When your assessment comes in in the $95,100, the lending company do reduce the loan amount so you’re able to $76,000 Are you presently obtaining a keen FHA otherwise a traditional Financial? If you are a keen FHA insured home loan may cost more and needs a keen up-side and you can monthly Financial Top Commission (MIP), what’s more, it